Sub 2 on a foreclosure

[Lucas Howes]

Can you get subject to financing on a foreclosure? Basically the idea would be seller is being foreclosed on and owes 80k, plus 5k fees for the foreclosure. Can I just pay off the fees and then start making payments on the 80k and take over the loan? Is this legal, or is it a state by state thing? Also, does anyone have any experience doing these? Thanks!

[Account Closed]

@Lucas Howes I've done these for twenty years. Yes, it is legal. It would help to figure out the deal if you could post the ARV and how much arrears there are, (arrears are different than fees) if there is a 2nd, are the taxes current, any other liens on the property, how much to rehab and when is the sale date?

If you talk to either the bank or the trustee they will simply tell you that they can't talk to you because you are not on the note.

There is a much, much better way than the direction you are currently headed, but I need details.