Where to find a list of loans in imminent default?

[Amr Makki]

So I know of the various avenues to source a foreclosure and pre-foreclosure list, but I wanted to dig a bit further and see if it's possible to locate loans in imminent default- that is a loan that has defaulted less than 60 days. Can anyone hit me with some knowledge? Thanks!

[Dion DePaoli]

A loan that is less than 60 days past due is not imminent default.  It is delinquent.  

0 to 29 days past due = current
30 to 89 days past due = delinquent
90+ days past due = default

In a primary/secondary residential loan Notice of Default can not be filed until the loan is 120 days past due.  

That I know of there are no sources for delinquent loans other than what a loan seller publishes for sale.  Notice of Default or Lis Pendis is the constructive notice which many FC lists use to add addresses.  Prior to that publishing that sort of data could be a breach of privacy onto the borrower by the lender.