I have money saved up but my taxes show no income due to writeoff

[Abdulai Hussein]

I am looking to buy my first house. I have over $20K saved up however, my 2018 and 2019 taxes that I filed showed no income due to deductions I took. Is there a way I can still qualify for a mortgage? If so which lenders do you think will consider my case? 

All inputs are appreciated. Thank you.

[Natalie Kolodij]

Lenders have loans for self employed people based on bank statements at higher rates. 

But how much were your write offs were legitimate business expenses? 

Unless you had a ton of depreciation or mileage if your taxes show no income...you don't have income.