How do i analyze a house hack property & at what cash flow?

[Account Closed]

Ive been spending many hours and cant get a straight answer

Trying to buy a duplex in Philadelphia and want to analyze the property the right way.

Im looking to put 10 to 15% down @4% rate.

What should i use to calculate vacancy/repairs /capex?

What should the cash flow be per door in Philadelphia or in general?

[Gregory H.]

@Account Closed Thats because the answer for all of those is, it depends. There is no citywide or general standard. Vacancy & credit loss will vary greatly from class A to class D, as will repairs/maintenance, Capex, leasing, etc. You also have to factor in the state of the individual property. If a property was gut renovated recently, you can assume little to no Capex for 3-5 years, then phase it in gradually, but if the property hasn't been touched in decades, then you may be hit with major bills the first few years.