Cashout Refinance Options without a job

[Jenna Lee]

Hi, I have been passively learning about real estate investing, but have not really aggressively pursued it. Now, I feel like I have learned enough and want to really get into the game.... but I am currently staying home due to personal circumstances which is preventing me getting a traditional loan. 

I have a house in Atlanta that I paid cash for and renting... I wanted to cash out refinance so I can purchase some more properties. (Positive cash flowing ones) and slowly build my portfolio, but I am currently not working nor have a business with 2 year track record where I can prove to a bank that I can pay the mortgage.

Does anyone know of any creative ways to finance properties? Any insights will be greatly appreciated. I have heard of companies that loan money based on Cashflow instead of your income. Can some folks recommend some of those companies? Or if you have other better options to share I would appreciate it so much!!

[Brian Garrett]

You need a commercial/portfolio loan call all the small local banks and credit unions in your area.