Hard Money Lender / Contractor rec needed in Philadelphia ASAP

[Rikako W.]

Hello BP, 

I need recommendations for Hard Money Lender and a contractor in Philadelphia, PA. 

We have a legal 2-family house under contract in Roxborough, Philadelphia. It's NON-move-in ready and we cannot find any conventional mortgage lender who would lend to us. (Seller started the rehab but quit in the middle, and it's missing kitchen and bathroom. I wrote about it in this BP post.) It seems that we have to go to HML. We plan to buy and hold (NOT a flip).

Purchase price is 195K, we estimate repairs to be 15-25K, and ARV of $275K.

This is our second deal. Our 1st was a 2-family house-hack in Union City, NJ. We bought it using FHA, renovated it, and refinanced into conventional.

Any input / advice / recommendations is appreciated. 

Thank you!

Rikako