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Updated about 7 years ago on . Most recent reply

Julio Soto's profile image
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Julio Soto
  • from port charlotte, FL
  • Member since Jan 14, 2018
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Julio Soto
  • from port charlotte, FL
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Julio Soto
  • port charlotte, FL
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Buying & Selling Real Estate

Can I use my 401k to buy a investment property

Julio Soto
  • port charlotte, FL
Posted

hello I want to invest in real estate however I'm a bit low on cash but have about 16k on my 401k can I take money out to but a property

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Bryan O.
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  • from Lakewood, CO
  • Member since Nov 2, 2014
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Bryan O.
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  • from Lakewood, CO
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Bryan O.
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  • Lakewood, CO
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Bryan O.
  • Specialist
  • Lakewood, CO
Replied

@Julio Soto most 401k plans allow you to borrow up to 50% of the balance up $50k, whatever is lower. For you, that's only $8k. Otherwise, you can cash out the 401k and pay the penalties for early withdrawal.

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