Whats your take on this? Rates, sales, etc

[Hersh M.]

1. So home ownership rates made a new all time low. And the rate is falling fast as seen above. 

2. As per bankrate.com, 30 year home mortgage rates made a new all time low. Doesnt look like rate decline is going to stop anytime soon. And they clearly arent helping with improving ownership.

3. But home sales have been steadily rising last 5 years.

4. And so are home prices.

-> What do the experts here make of all these facts? 

-> Is the current boom purely driven by investors?

-> Why is the ownership rate falling so fast?

-> Is such an imbalance between investors and owners healthy for real estate sector?

[Shital Thakkar]

-> Is the current boom purely driven by investors?

As you can see in graph more house sold but less home ownership, that mean majority house going in investor's hand.

-> Why is the ownership rate falling so fast?

Millennials is next generation for home ownership. They like freedom and they have fresh memory of recent crash. Always after big RE crash, next generation loose trust on real estate.

-> Is such an imbalance between investors and owners healthy for real estate sector?

This is golden opportunity for investors. as ultimately Millennials come back in housing market in their 40s and they will be ready to pay higher price as long as investors not defaulting. With current all cash + no fraud mortgage... investor will not default and we will see great appreciation in real estate.