Houston compared to San Antonio/Austin, TX (buy and hold) purchase recommendations

[Tony Duran]

Hi BP, 

I live in California and own a townhome in Houston, TX near my in-laws. I have had great luck renting it out with the help of a management company and knowing the area based off of the multiple visits a year i take there. I am looking to purchase a SFR in the near future in the Houston (specifically Katy, TX) area in the price range of 125K or so. I was talking to my insurance agent since my rate continues to go up yearly which is at $111.12/month on my current Houston rental. He suggested to look into San Antonio or Austin which offers lower rates averaging $50.00/month due to the less likely hood of hurricanes/flooding. Im here to hopefully hear from experience in all area's and suggestions as to the pros and cons of each area. It might be a broad scope but Im looking for profit and the ease of renting. Let me know what you guys have to say. Thanks!