New to BiggerPockets! I have a question about getting financing through a Broker.

[Nathan Werth]

Hey everyone! I'm Nathan and this is my first post on BiggerPockets. I'm very excited to what this site has in store for me. But let me cut to the chase. I've been doing some research on my own on ways to buy real estate without a loan. Here's what I have found so far:

• Owner Financing
• Select To
• Lease Option

These options all sound great, in theory, but they seem to be more catered if you're purchasing the home directly from the owner. Are there ways to go about doing this if you are going through a Broker or an Agent? Keep in mind, I would be a first-time-buyer. My intention for my first home would be rent it out and invest the money back into other properties.

Until next time,

-Nathan

[Brie Schmidt]

@Nathan Werth

Welcome to BP! I don't know your market specifically, but in mine I find the vast majority of agents are not familiar with creative financing. They deal a lot with retail buyers and sellers with the MLS. Sometimes I see owner financed stuff on the MLS but they would still require a reasonable down payment.

If that is what you are looking for you might be better off attending your local REIA and networking with wholesalers and other investors. Tell them what you are looking for and offer a small referral bonus.