FHA + Seller Financing?

[Stefan Slavkovic]

A question on creative financing with FHA loans. I want to sell a house for $100k and the buyer has agreed and is pre-approved for an FHA loan at that amount. However, the appraisal came back at only $70k. Is there any way for me to sell this house to that same buyer with creative financing on top of the FHA? I'd imagine the FHA wouldn't lend if I seller finance the other $30k.

[Nathan Harden]

Crazy. Why wouldn't the buyer just counter the $100k with the appraised value of $70k? Why would the buyer want to overpay 40%+ over the appraised value...?