What would you do in my situation?

[Jacob Rickel]

Hello BP community, My name is Jacob Rickel, 24 , from Kansas City,Mo, I’ve recently found out about BiggerPockets and I’ve been looking into Real estate investing. I’ve been listening to podcasts everyday, looking through the forums, have a full time job 40+ hours a week & go to school 3 nights a week. My Mother has been a realtor in the Kansas City area for 10+ years and has been my biggest motivator to get into real estate investing. She’s letting me live with her to save up for a down payment on a house/duplex whatever deal I can find. Shes telling me I really need 20% down, so I don’t have to pay mortgage insurance because that’s throwing money away. I need someone’s advice who does real estate investing (Rentals) because everyone I talk to acts like it’s super risky which in return, shuts the conversation down. I was thinking buy a duplex and live in half and rent the other half to get my foot in the door or renting. So what would you do if you were in my position.

Thank You for listening!