Found my first deal. What do i do now?

[Account Closed]

My wife and I were looking to get into a duplex and househack. We have been searching for months and haven't found any that make sense. Found a fully rented multi-family that cash flows nicely at asking price after running my analysis. I can qualify for financing but I don't have the $ for down payment or closing costs as this property is significantly more expensive than what we were considering. I'e been learning about hard money lenders, but I am a little confused as to how I can use in the given scenario. Do I ask for a hard money loan for the down payment and closing costs? I'm familiar with how/ when a hard money lender makes makes their money in a flip but since I plan on buying and holding as a rent property how and when would they make their money? Thanks in advance. I've been seeking answers for myself through reading and research, sometimes all the different scenarios can be overwhelming!