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Cristian Samayoa
  • Real Estate Agent
  • Houston, TX
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(FHA Loan) can I also live somewhere else?

Cristian Samayoa
  • Real Estate Agent
  • Houston, TX
Posted
Hi everyone Quick question. I know if I get an FHA Loan it must be my primary residence for a year but I was wondering if I could also live somewhere else? I'd have all my stuff in my property but also share an apartment with my girlfriend. Ideally I'd just move into the duplex with my girlfriend but she does not want to live on that side of town so I was thinking about occupying both? Does anyone have any experience with this? If so let me know!

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Mindy Jensen
#1 Questions About BiggerPockets & Official Site Announcements Contributor
  • BiggerPockets Money Podcast Host
  • Longmont, CO
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Mindy Jensen
#1 Questions About BiggerPockets & Official Site Announcements Contributor
  • BiggerPockets Money Podcast Host
  • Longmont, CO
ModeratorReplied

@Cristian Samayoa , you have received extremely bad information here.

Telling your loan officer that you will live in the property as your primary residence while actually not living there or even intending to live there is mortgage fraud, and it is a felony.

The FHA loan is for owner occupants who intend on living in the property for at least one year.

@Tavaris Little , @Account Closed. 

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