Need advice with financing

[Dare Lamberson]

Hello BP, I'm new to these forums and could use some advice. I own some land with a mobile outside of Austin that has about 75k in equity. My wife and I are wanting to get started in REI by buying a house (single or multi) in the 250k range that we could live in for a short while before turning it into a renter. During this time we would rent our mobile out too.

I have enough to be able to make a sizable down payment and still be able to add value to the property. My problem is financing. I am an independent contractor and I'm not able to prove much work income for the past two years. Although, I have a stock portfolio that has been mildly profitable and I have supplemented my income with stock sales. Can I count this as income for loan approval? Can I get a line of credit based on the value of my portfolio? Any advice is appreciated, thanks!