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Updated over 8 years ago,
Go talk to bank now or no ?
Hey everyone ! So I'm a 20 year old newbie.
I've been working a full time job for about 6 months now. I've been thinking that my first step into real estate will be through the FHA loan by acquiring a MFH. I also just started establishing my credit for about 6 months with a student credit card. I read that you need to work a full time job for at least 2 years before being considered for an FHA loan.
So what I'm asking here is should I go talk to the bank to get the requirements for the loan and the steps I will need to take to be accepted for the loan. Or should I just wait 2 years before even going to inquire about the loan? Any information is appreciated.