absolutely disheartened.

[John Giamundo]

I live in NY, I own a home that I live in, and it has a decent size mortgage as you can imagine. I was looking out of state for rental properties, in a particular area, looking to make contacts to explore the feasibility of doing it there. I started talking to a mortgage guy and I pretty much feel like i'm screwed now. The basic requirements as some of you may know are as follows (simple single family res.) 20% down, credit 720 and up, DEBT TO INCOME RATION of 36% or lower. I make a decent salary. I just have NY expenses. I'm pretty sure I am out of the game. So frustrated.

[Ryan R.]

Where there's a will, there's a way. I was in your shoes not too long ago.

You've reached a road sign that says "Road Closed", it's time to get creative. Most people will turn around and keep the excuse in their back pocket that they tried. How bad do you want to get to the other side?