Who's right?

[Todd Carel]

My wife and I are arguing about this. We have several rental properties and cash flow well enough to make all the payments. I have a full time job and am investing for retirement. She wants to refinance some properties to pay some others off to improve our monthly cash flow. I say no because its robbing Peter to pay Paul and we would be owing more on some houses than what we could sell them for. Who's right? When is it smart to refi??