Best California Mortgage Lenders
Browse 27 top-rated mortgage lenders in California as of July 19, 2025. See lender reviews, ratings, and investment specialties.
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NMLS # 2419089
Hard/Private/Non-QM
Diversified Financing Solutions offers the highest level of customer service and competitive pricing you will find in private lending. Offering bridge, rehab, and rental financing with terms from 12 to 360 months. Apply today or call to speak to one of our mortgage planners and discover what Diversified Financing Solutions can do for you! Diversified Financing Solutions was founded by experienced Real Estate Professionals. We have vast experience in Real Estate Asset Management, Bank Owne... view more -
NMLS # 2142653
Conventional & Gov.
Hard/Private/Non-QM
The David Greene Lending Team! Built by David himself, along with his partner, Christian Bachelder of Mortgage Mondays! The one stop shop for all your lending needs. From conventional loans to DSCR to hard money financing, we have it all! view more -
NMLS # 2117164
Hard/Private/Non-QM
BEST Lending Co. was birthed from the irritations spoken by so much of the industry. Hard money or Private money lending for real estate investment property has undergone massive changes in the last decade, but most private lenders aren’t keeping up. Having experienced those changes first hand, the founder of BEST Lending Co created this company to bridge the gap between the veteran boots on the ground and the overly complicated financing currently available for real estate investors. view more -
NMLS # 367411
Hard/Private/Non-QM
Park Place Finance is a nationwide direct private lender specializing in Fix and Flip, Bridge, DSCR, and Ground Up Construction loans. We offer same-day approvals and close in an average of 3-5 days, helping real estate investors secure funding quickly and efficiently. Borrowers benefit from competitive rates based on property location, experience, and credit. With a national reach, we provide endless opportunities to grow your portfolio. Over $1 Billion in funded loans Trusted by thou... view more -
NMLS # 133519
Conventional & Gov.
Hard/Private/Non-QM
Not just any lender, theLender! 🌟 We're proud to boast a 4.8 Customer Satisfaction Rating, supported by over 1000 reviews from our satisfied clients. 🏆 Since 2019, our expertise in RESIDENTIAL INVESTMENT PROPERTY financing has led us to successfully fund over $9.4 billion in loans, helping more than 30,000 customers grow their real estate portfolios. 📈 At theLender, we recognize that unique financial needs require tailored solutions. That's why we offer a range of loan products desig... view more -
NMLS # 2264602
Erik Browning Team from GTG Financial, Inc.
Conventional & Gov.
166 Reviews5.0 stars419 forum postsConventional & Gov.
SERIOUS INQUIRIES ONLY. Mortgage Broker. USMC Veteran. Investor. I used my VA Loan to help me quit my old job to show other people how to do it too. 50% of my business is VA Loans, the other 50% are investors needing Commercial and DSCR. Forgivable Down Payment Assistance also available. Ask me about having 2 (or more) VA Loans at the same time. view more -
NMLS # 1359687
Conventional & Gov.
Box Home Loans is not your typical lender, no high pressure salesman and we don’t charge origination fees, underwriting fees, or any other silly “junk fees”. It’s no wonder we have hundreds of 5-Star Google reviews! You'll love our simple online instant rate quote tool that gives you accurate rate quotes in seconds - no personal information required. We’ve learned it’s best to give our clients what they actually want… easy experience and a BETTER deal! ✅Conventional Loans - Primary Resi... view more -
NMLS # 2130517
Hard/Private/Non-QM
Nationwide mortgage lender for real estate investors only. Direct to funds on Wall Street for all products including but not limited to DSCR, bank statement, fix and flip, ground up, portfolio and asset utilization. Minimum Loan Amount - $150,000 Minimum Credit Score - 620 view more -
Hard/Private/Non-QM
Starlit Realty Capital serves investors and developers nationwide by sourcing appropriate financing solutions for ground up construction, fix & flip/hold, rental, and bridge products. Loan amounts of 100K-50M. Our expertise and dedication ensure that your investment journey is guided by professionals who prioritize your success. With a focus on delivering tailored financial solutions, we strive to elevate the potential of every project and partnership. view more -
NMLS # 905781
Hard/Private/Non-QM
Local to Irvine Ca, and with 200+ 5 star Google reviews (and counting), Center Street Lending Prides ourselves on bringing easy, fast, and personalized service to the Real Estate Investing Process. With highly experienced LOs and In house servicing - Our goal is to deliver transactions that are competitively priced and swiftly executed, acting as your 'fast lane' to success. Above all, we are committed to our customers’ success because it’s good for everyone when they succeed. We pride ours... view more
California Mortgage Rates Today
How to Find a Lender in California
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"