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California Investor-friendly Lenders

21 investor-friendly Lenders found in California as of December 24, 2024

  • business profile image

    NMLS # 1933377

    Total Quality Lending

    Conventional & Gov.

    Hard/Private/Non-QM

    4.8 stars
    307 Reviews

    Conventional & Gov.

    Hard/Private/Non-QM

    Low Rates, Direct Lender with 15-day Close Guarantee, No Broker or Origination fees & A No Lender Fee Refi Program. We will connect you with all our Investor resources. We will get you the best terms available first & not steer you in the costliest option 1st since we have access to all Traditional & Non-Traditional Loan Products. You don't need to go multiple lenders to scale your portfolio as we do it all! Minimum Loan amounts of 100k. Our whole team not only has a big background with ... view more
  • business profile image

    NMLS # 2117164

    Best Lending Co

    Hard/Private/Non-QM

    5.0 stars
    25 Reviews
    263 forum posts

    Hard/Private/Non-QM

    BEST Lending Co. was birthed from the irritations spoken by so much of the industry. Hard money or Private money lending for real estate investment property has undergone massive changes in the last decade, but most private lenders aren’t keeping up. Having experienced those changes first hand, the founder of BEST Lending Co created this company to bridge the gap between the veteran boots on the ground and the overly complicated financing currently available for real estate investors. view more
  • business profile image

    NMLS # 367411

    Park Place Finance, LLC

    Hard/Private/Non-QM

    4.8 stars
    307 Reviews

    Hard/Private/Non-QM

    Park Place Finance is a nationwide direct private lender specializing in Fix and Flip, Bridge, DSCR, and Ground Up Construction loans. We offer same-day approvals and close in an average of 3-5 days, helping real estate investors secure funding quickly and efficiently. Borrowers benefit from competitive rates based on property location, experience, and credit. With a national reach, we provide endless opportunities to grow your portfolio. Over $1 Billion in funded loans Trusted by thou... view more
  • business profile image

    NMLS # 133519

    theLender

    Hard/Private/Non-QM

    4.8 stars
    813 Reviews
    5 forum posts

    Hard/Private/Non-QM

    Not just any lender, theLender! We've earned and maintained a 4.8 Customer Satisfaction Rating, with over 700 reviews from past clients. Our focus is INVESTMENT PROPERTY financing and we've funded over $7.5B in loan volume, while helping over 30,000 customers build their portfolio! At theLender, we understand that not everyone fits into the same financial mold. That’s why we’ve created unique loan products tailored specifically for Short Term Rental investors. As a consumer direct le... view more
  • business profile image

    NMLS # 315539

    KP RE Capital Group

    Hard/Private/Non-QM

    1 forum post

    Hard/Private/Non-QM

    We have 23 years of experience in lending and development. and have completed over 26 flips ourselves. We can get you a quick quote so you can make quick decisions. We are your direct lender ready to perform fast. Loan Parameters: Min FICO: 620 LTC up to 90% LTARV up to 75% Loan Size 75K to 3.0M For larger please request. Experienced Flippers and investors can get additional benefits. We do work with new flippers. We also do mid-construction refinance. Every day at KP RE Capi... view more
  • business profile image

    NMLS # 2264602

    Erik Browning Team from GTG Financial, Inc.

    Conventional & Gov.

    5.0 stars
    164 Reviews
    419 forum posts

    Conventional & Gov.

    SERIOUS INQUIRIES ONLY. Mortgage Broker. USMC Veteran. Investor. I used my VA Loan to help me quit my old job to show other people how to do it too. 50% of my business is VA Loans, the other 50% are investors needing Commercial and DSCR. Forgivable Down Payment Assistance also available. Ask me about having 2 (or more) VA Loans at the same time. view more
  • business profile image

    NMLS # 2059741

    Tomo Mortgage

    Conventional & Gov.

    4.4 stars
    101 Reviews

    Conventional & Gov.

    At Tomo Mortgage, you gain more than just a lender— we are investors ourselves with decades of experience. We specialize in rental and primary residence/house hacking. Our Loan Officers are available 7 days/week and our online portal open 24/7 to take applications. Tomo Mortgage stands out by eliminating lender fees and offering some of the industry’s lowest rates. Our advanced technology streamlines the origination process, reducing costs and passing those savings directly to you through ... view more
  • business profile image

    NMLS # 905781

    Center Street Lending

    Hard/Private/Non-QM

    4.8 stars
    266 Reviews

    Hard/Private/Non-QM

    Local to Irvine Ca, and with 200+ 5 star Google reviews (and counting), Center Street Lending Prides ourselves on bringing easy, fast, and personalized service to the Real Estate Investing Process. With highly experienced LOs and In house servicing - Our goal is to deliver transactions that are competitively priced and swiftly executed, acting as your 'fast lane' to success. Above all, we are committed to our customers’ success because it’s good for everyone when they succeed. We pride ours... view more
  • business profile image

    NMLS # 1828474

    Fast Action Mortgage, Inc.

    Conventional & Gov.

    Hard/Private/Non-QM

    4.9 stars
    72 Reviews
    6 forum posts

    Conventional & Gov.

    Hard/Private/Non-QM

    We are the #1 Brokerage in Santa Ana, CA as rated by Scotsman Guide, #7 in Orange County and #26 in the State of CA, we specialize in DSCR, Non-QM, Conventional and FHA financing while delivering unmatched loan options, rates, and service to investors like you. Whether you're diving into short-term rentals or securing a long-term investment, we've got the perfect loan for every scenario. 🏡 Explore Endless Mortgage Options with Us! 🏦 Our Expertise Includes: 🌟 Short-Term Rentals: Flexi... view more
  • business profile image

    NMLS # 2478266

    CV3 Financial Services

    Hard/Private/Non-QM

    Hard/Private/Non-QM

    Whether you’re looking to buy and hold, fix and flip, or build your rental business, CV3 is your trusted capital partner. CV3 Financial Services was built by and for real estate investors to provide both purchase and refinancing options for investment properties in 30+ states. CV3 delivers direct answers, quick closings, and flexible solutions for bridge, fix and flip and rehab loans, as well as adjustable or fixed rate rental property financing. With its diversified financial strength, CV3 i... view more
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Find a Lender in California


To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.

In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.