California Investor-friendly Lenders
21 investor-friendly Lenders found in California as of December 25, 2024
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NMLS # 2478266
CV3 Financial Services
Hard/Private/Non-QM
Hard/Private/Non-QM
Whether you’re looking to buy and hold, fix and flip, or build your rental business, CV3 is your trusted capital partner. CV3 Financial Services was built by and for real estate investors to provide both purchase and refinancing options for investment properties in 30+ states. CV3 delivers direct answers, quick closings, and flexible solutions for bridge, fix and flip and rehab loans, as well as adjustable or fixed rate rental property financing. With its diversified financial strength, CV3 i... view more -
NMLS # 1120111
Conventional & Gov.
Hard/Private/Non-QM
At Griffin Funding we offer a variety of loans specifically tailored to the needs of real estate investors looking to expand their portfolios. Our loans are designed to make the process easier for buy-and-hold investors. Our secure digital mortgage platform enables you to complete the application, upload documents, and receive full loan approval in as little as 20 minutes. We have streamlined the process to be painless, ensuring quick processing and closing times. With a diverse range of mone... view more -
NMLS # 824237
Hard/Private/Non-QM
ZINC is one of the fastest growing companies in the private money lending space nationwide. Founded in 2006, ZINC Financial is a TRUE REIT Fund with a Private Money Lending Division. We offer financing nationwide in 40+ states specializing in loan programs designed for real estate investors. These programs are designed for real estate investors, known for their speed, ease, and reliability. We fund loans in as little as 7-10 business days without requiring income verification or tax returns. ... view more -
Hard/Private/Non-QM
**NO POINTS Programs. Rates from 10.5%.** Hard Money, Rental/DSCR, Ground Up, and Bridge Loans. Accolend is an experienced, direct, private lender. We offer unique Fix and Flip, Ground-Up, DSCR, and Bridge programs with NO POINTS. We offer fast and reliable service and can fund within 5-10 business days. If you are looking for a low-cost lender with no points, good service, and full cost transparency, you will find a good fit with us. You can find more information at accolend.com view more -
NMLS # 1623101
Hard/Private/Non-QM
Common sense lending for Real Estate Investors. We specialize in all types of non conventional financing ranging from bridge/rehab loans for BRRRR projects and flips to 30 year fixed terms on stabilized properties without any personal income requirements. These also allow LLC vesting and have NO CAP on the # of financed rentals you own. We love working with out of state investors and take a simple approach to qualification. FICO, Assets, DSCR, and Experience. Loan amounts ranging from $1... view more -
NMLS # 2262631
Hard/Private/Non-QM
AMZA Capital is the leading choice for DSCR loans, Fix & Flip, Bridge and specialty real estate lending. From first-time investors doing a $100,000 flip to a seasoned developer doing a $75 million housing development, we have you covered. As a Syndicated lender, AMZA Capital has perfected the balance between direct lending and brokering, able to finance real estate projects that others cannot. Our rates, terms and customer service are second to none! view more -
NMLS # 2063552
Conventional & Gov.
Hard/Private/Non-QM
Your Favorite Lenders has been voted Top Lender in Orange County CA for 2 years straight in the OC register. Our curated and tailored servicing to Investors is what sets us apart from the rest of the market. With over 100 capital partners, our commitment to funding your next project is unmatched! view more -
NMLS # 1974345
Conventional & Gov.
Hard/Private/Non-QM
Mortgage made easy through speed, low cost and exceptional service. We have loan options for all types of scenarios. We have 4.9 starts rating with Google. We specialize in DSCR, Investment Loans and all non traditional income loans. view more -
NMLS # 1125207
Hard/Private/Non-QM
With more than $21 billion in funded loans, Kiavi is one of the nation's largest private lenders to residential real estate investors. Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way to access the capital they need to scale their businesses. With a wide range of bridge and rental funding options to choose from, Kiavi’s 24/7 pricing calculator and team of experts can create a personalized solution for your investment strategy. You get relia... view more -
NMLS # 2383214
Conventional & Gov.
Hard/Private/Non-QM
Get $500.00 CASH-BACK after closing. Down payments as low as 15%. No max loan amount. No application fees. No tax returns or W2s required. Fast pre-approvals. 75+ creative purchase and refinance lending options to help you maximize your real estate profits and scale your portfolio. Securing the right investment financing isn't just a step; it's a cornerstone of your success. Don't let traditional financing constraints hold you back. That cookie-cutter, one-size-fits-all approach? Not our ... view more
Find a Lender in California
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.