California Investor-friendly Lenders
23 investor-friendly Lenders found in California as of January 12, 2025
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NMLS # 1125207
Hard/Private/Non-QM
With more than $21 billion in funded loans, Kiavi is one of the nation's largest private lenders to residential real estate investors. Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way to access the capital they need to scale their businesses. With a wide range of bridge and rental funding options to choose from, Kiavi’s 24/7 pricing calculator and team of experts can create a personalized solution for your investment strategy. You get relia... view more -
NMLS # 2383214
Conventional & Gov.
Hard/Private/Non-QM
Get $500.00 CASH-BACK after closing. Down payments as low as 15%. No max loan amount. No application fees. No tax returns or W2s required. Fast pre-approvals. 75+ creative purchase and refinance lending options to help you maximize your real estate profits and scale your portfolio. Securing the right investment financing isn't just a step; it's a cornerstone of your success. Don't let traditional financing constraints hold you back. That cookie-cutter, one-size-fits-all approach? Not our ... view more -
NMLS # 71640
Luke Weber - Truly Investor Capital
Hard/Private/Non-QM
Hard/Private/Non-QM
We are a business purpose lender that only funds investor loans on residential real estate. This includes fix/flip rehabs, ground up new construction, and long term rental loans up to 8 units (DSCR and Non-DSCR) We offer purchase money, cash out and rate/term refinances, bridge loans, and long term rental loans with 30/40 year fixed and interest only options. We NEVER ask for tax returns, income documents, business financial statements, or 4506's. We require a 660 mid score and hav... view more
Find a Lender in California
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.