Quote from @Virgil Moore:

Quote from @Don Konipol:

@Virgil Moore

“ It allows investors to access $50K–$250K in 0% interest funding—without putting personal assets at risk’

Are you implying that the recipient of the credit cards are not PERSONALLY liable for the debt incurred? 

Good question. To clarify, when you PG a business credit card, you are personally liable for the debt if the business defaults. However, this does not mean your personal assets are automatically at risk like they would be with a secured loan or personally guaranteed term loan. Business credit cards are unsecured debt, meaning the issuer can report non-payment to your personal credit and pursue collection efforts, but they don’t have direct claims to personal assets unless legal action is taken and a judgment is issued.

The key distinction is that while a PG means personal liability for repayment, it’s not the same as putting up personal assets as collateral. That’s why structuring credit correctly and managing risk is so important.

Unfortunately, your conclusions are incorrect.
With a business credit card, EXACTLY the same as a personal card, your personal assets ARE at risk.  In neither case are you pledging personal assets as collateral.  In fact, it would be extremely rare for an individual to pledge specific personal assets as collateral, unless it was for a collateralized loan, i.e. a loan specifically tied to a specific asset, such as a painting, diamonds, or a mortgage in real property. Your argument is disingenuous; at attempt to justify a false narrative. 

This leads to your second false statement “ protects your personal credit”.  The fact that the credit card holder is personally signing and responsible for the debt means it MUST be revealed in any loan situation, such as a loan application, employment application if required, personal financial statement, as a liability.  As such it WILL affect future credit capacity, and eventually find it way onto the card holders credit report and lower their credit score. 

The above are FACTS, you have knowingly (Probably), or unknowingly provided false information to sell your ‘SERVICES’.  Further, there are other items of misinformation in your post.  Your lead in “If you’re in real estate, you know the #1 obstacle isn’t finding deals—it’s getting the capital to close them.” is, as everyone with experience in real property knows, patently false.  Money is a LOT easier than deals.  Newbies always think they found a great deal.  Closer analysis shows the deal mediocre, at best.  Their analysis is, due to lack of knowledge and experience, lacking in criteria. 

Let’s dwell deeper into your posts 

“Private lending can be great for larger deals, but savvy investors use business credit first because it’s the fastest, cheapest way to fund deals—without relying on other people’s money.”

really?  Savvy investors DON’T use business credit cards, or ANY credit cards first; they utilize low interest rate long term mortgage loans.  
‘Without relying on other peoples money? - credit card advances ARE “other people’s money”!

”It’s all about using the right strategy to structure the funding in a way that keeps risk low and maximizes returns.”

using credit cards that after a grace period charge interest rates from 19.8 - 24% isn’t a low risk strategy; it the HIGHEST risk strategy I can think of of! It MINIMIZES returns, not maximizes them . 

”The 10% fee I charge is not just for the funding—it covers a comprehensive approach to ensure you’re using the capital effectively and efficiently, without the traditional restrictions of hard money or the hassle of dealing with multiple lenders. It’s about long-term growth and minimizing risk, not just the upfront cost. “

THATS quite a claim.  Sounds like you provide a thorough analysis for each individual that wants to pay you to help them obtain business credit cards.  You must advise a large majority of those to forgo getting the cards since they wouldn’t be utilizing the capital effectively and efficiently.  So tell us, what percentage of these people you provide consulting for do you advise NOT to apply for the cards? 

”I understand your perspective, but I’m simply here to educate people on the benefits of credit card stacking as a viable financing option, not to solicit business. There’s a difference between sharing valuable information and actively promoting services, which I haven’t done in this conversation”

BS detector is going off full blast.  NOBODY buys your artificial distinction.  When you provide a bias, promotional post full of lies, half truths and intentionally misleading information, you are promoting your services, even if you don’t end with “EAT AT JOES’.  

btw, how long have you been in the business of trying to 
secure” credit cards for people?  My guess is 30 - 60 days