I require my tenants to have a minimum credit score of 680. A group of four are applying together for my 4 bdrm property. They are an engaged couple, the guy’s mother, and the woman’s brother. I was told that out of t...

Using Cozy for credit checks and this persons credit turned up lower then what qualifies.However this person sent me screen shots with the credit checks being different from different reporting companies and that the ...

What have you found are the best areas to get buy-and-hold rentals in the Chicago area with good true cash flow?Looking most at price to rent ratios with a combination of good area.Prefer South and West Suburbs. I'm s...

Hello all, I am trying to avoid refinancing a rental property because my interest rate on it is 3.2%. I just discovered a business loan through fund&grow that offers a zero percent interest rate for 12-16 months. ...

Hi, I’ve been learning for years about REI, have great equity on my home, decided to apply for a HELOC but before wanted to hear some advice about who offers the best product. I’ve read about BofAmerica as the best on...

Please give me your thoughts on "resident score" vs "credit score". I have previously used credit score ( must be over 700) but now see that some verification services use the resident score without giving the actual ...

I'm looking for best practices to employ while shopping for mortgage loans for investment properties (small multi-family and SFR).  My standard approach is to pursue 3-4 lenders when applying for a mortgage.  I typica...

Hello! I am interested in opening a HELOC to tap into the equity of my house without changing my current interest rate on my mortgage. I have been shopping lenders for a few days and they offer varying numbers for max...

I have recently been seriously considering adding solar to all of our rental properties.  I was planning on either setting up a company to lease the panels back to my properties or to simply have the LLC finance the p...

I'm looking to do a cash out refi on a four plex. I bought under an illegal contract for deed subject to the existing financing. I put $5000 down and put $122k into the property so far. I've converted all the units fr...