Possible Business loan

[Andrew Fusco]

Hello all, I am trying to avoid refinancing a rental property because my interest rate on it is 3.2%. I just discovered a business loan through fund&grow that offers a zero percent interest rate for 12-16 months. You pay an annual fee of $3500, they do a soft credit check, then they give you a loan in monthly increments. Typical first batch of the loan comes within 3 weeks and it is approximately $30,000-100,000, the next batch comes 4 months after and so on and so forth. My question is: has anyone used this, And if they have how was your experience? Thanks in advance!