What loan term do most buy and hold investors choose? 15 years? 30? Why?

I've been investing in SFRs for the past three years, but I'm trading up to start investing in small apartment complexes. We're about to close on a 16 unit apartment complex with assumable financing, which is fully am...

I want to do a conventional mortgage. Unfortunately, my income isn't that great. Would a portfolio loan be a good option? I read online that they primarily look at DSCR and operating income. Is that true?

Curious what typical loans to buy a first rental look like? Will be meeting with a local bank and credit union in the next week. I’m underwriting and managing this deal for a family member. Accredited investor, 800+ c...

I'm curious to hear what terms investors are currently seeing in their markets for commercial loans on small multifamily properties.  My most recent quote for a small multifamily (4 units) cash-out was: 4.37%, 7 year ...

If you have the option of these 2 loans. Which one do you take and why?Based on a 110k home the 20yr rate is at 4.99% with a loan amount of $88K the principal and interest payment would be $581. Closing costs would b...

Hi BP family,
What financial term are you seeing nowadays for 5+ commercial residential units. I was proposed 10 yr term, 30 yr amortization and rate 5 yrs fixed at 4.25. After 5 yrs the rate will reset to then exis...

Hi BP! 
Very excited to be here. I finally decided to commit myself to investing in an out-of-state property and have been researching the Indy market. I have received a "rough" quote from a Lender (30 year fix, 80% ...

Hello All,I'm new to Bigger Pockets and this is my first post so please excuse my lack of knowledge. I was searching for a lender that had a blanket loan option. I have 2 SFH w/mortgages. The lenders has offered me th...

Hey everyone,I have been struggling to figure out how to not over leverage when dealing with 5-10 year loan terms. The FCUs in my area have some solid underwriting practices i.e. lending on appraisal value not sale, e...