Hi BP! This question is for landlords who chose Umbrella Insurance instead of putting their properties in LLCs. Seems like the UI only comes into play after all other insurance limits are reached. We're having trouble...

After months of searching for my first investment property in SoCal, I've narrowed my search down to a few areas that meet my cash on cash requirement. That said, these areas are a little shadier. Not warzones by any...

Hello everyone,After some research, I couldn't find much info on recommendations for commercial insurance providers. I am working on (LOI/PSA stage) for two properties in the Phoenix MSA. Property #1 is 11 units, Prop...

I have purchased a Tax Cert in Alabama and have some questions on the insurance aspect. Here is some back ground.Tax Certificate, Former Owner is Still in Possession, Bought at 2018 Sale, Residential Structure on Prop...

Hi!
I have a group of tenants who signed a joint and several lease. There was an incident between two of the tenants and one of them wanted to sublease her room to someone else. She said the other person was threaten...

I currently own 10 units and intend to double that this year. I'm considering self-management and I'm in the process of setting up systems for it. Should I create a separate management company through another LLC and ...

Hi everyone!I'm just looking for some advice or a few legal contacts that can point me in the right direction.I have a tenant that signed a contract for 12 months at the end of December. Now in the beginning of March ...

I have several investment properties and have a weird one here.
My tenant, who the lease is with, passed away from natural causes in the summer.
We found out he passed from some caretaker living there (that we had ...

Hello,In a house I rent out, the tenant fell and broke their arm on a staircase a year ago. I reported the injury to my insurance. The tenant has yet to give any information to my insurance rep. The steps were in dis...

I'm interested in others experiences using Affinity for insuring rental properties. I quickly got coverage but damage to rented premises, medical expenses, and personal injury were excluded (which makes we wonder what...