Tenant Injury On Rental Property

[Carl Johnson]

Hello,

In a house I rent out, the tenant fell and broke their arm on a staircase a year ago. I reported the injury to my insurance. The tenant has yet to give any information to my insurance rep. The steps were in disrepair, so I suspect I will be found responsible. I was wondering if anyone could give me some thoughts on what I may be in for. As of now, I assume my insurance will cover medical bills, etc. Is there any else I need to be worried about?

Thank you.

[Preston Roth]

I had a step that was put of code, the rise on the top step was like 1.5inches higher than the other step. Person tripped on that step and fell and broke her wrist. The lawyer came up with the 150k which was the standard, medical bills, pain and suffering, loss of enjoyment on life, unable to do the things she loves anymore, etc ,etc. this is all standard.

In your case because it has been over a year I imagine you might be safe. Seriously though, don't think about it anymore, don't let it effect your sleep etc. fix the step and just move forward. If something comes of it, give it to your insurance. There isn't anything you can do at this point...unless you haven't fixed the steps.