Joshua Cochran
Getting a bank loan without a w2
Hello Bigger Pockets Family!I was wondering how many of you have a small business or some other form of income that replaces a W2. How do you get financing from a bank without a W2? Any articles, books, youtube vid...
Sarah Bell
Great FICO but difficult getting conventional loan
My husband and I have a 847 FICO score and have worked consistently the past 2 years (and way before that). However, we have had multiple different jobs for short amounts of time each over those 2 years. We both have ...
Rich Manfredi
Any DSCR lenders for STR that use AirDNA & allow seller financing for down payment?
Looking for lenders that service TN that will use AirDNA to determine DSCR for short term rental AND that will allow the seller to finance (second position) the portion of the purchase price not covered by the main DS...
Joe Henry
Would bank finance repairs on home with prior owner note still open? (foreclosure)
Here's a longer form post about my situation, but i'll summarize it below (https://www.biggerpockets.com/forums/41/topics/1163859-hoa-f...)
> Military husband/wife buy new home, divorce, stop paying note and hoa&g...
Darrell Wallace
Need commercial lending advice!!
Here is my situation. I invest in rental homes mostly. I have exhausted my 10 FannieMae/FreddieMac loans at this point with both single family rentals and a duplex. I am a physician with excellent personal credit, ...
Luca Hillers
5% Conventional Loans for Second Home/Investment Property?
My fiancé and I are looking to buy a second home to STR or a multi family property to begin renting out. Our credit and income are great, but our down payment is small relative to our area when considering having to p...
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how do you calculate HARD MONEY???
hOW DO YOU CALCULATE A HARD MONEY LOAN USING A CALCULATOR? iN OTHER WORDS CAN SOMEONE GIVE AN EXAMPLE OF A SITUATION THAT THEY NEEDED HARD MONEY AND SHOW US THE MATH. THANKS IN ADVANCE.
Alba Cheung
cash out refinancing, should I use interest-only option?
Hi, I have 2 rentals in GA with about a total 150K equity. Both rentals have good cash flows, and both loans are in 4% interest range. Should I refinance them and use the interest-only option? I need cash to reinves...
Melissa Ewbank
Live in your first flip, yea or nay?
Interested to hear what some experienced flippers would say about living in your first flip. Yes? No? I'm looking at a potential REO property as my first flip, however the bank has a requirement that the new owners...
Ravonne Evans
Questions on BRRRR - first time home buyers
So I have excellent credit, and looking into houses for around 180-200K in Florida, in a military community. My plan was to rehab small cosmetic fixes then refinance in about a year because I will be living in it, the...