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Results (10000)
Izumi Tanaka Introducing myself
25 October 2016 | 8 replies

Hello Folks,I am a newbie in Los Angeles, and this is my very first post! I awoke to the concept of REI a few months ago, discovered BP for a little over a month, became a pro a couple of weeks ago, have been reading,...

Bryan Pham Could Rental Income immediately offset your DTI?
10 October 2018 | 11 replies

Hello BP!I am looking to implement the BRRRR strategy but I do have some questions. I have read multiple forums about other investors using future rental income to qualify for loans, I am wondering if it's possible to...

Joe S. Have non- QM loans came back?
18 February 2021 | 9 replies

have non-QM loans come back?

Brandy Stewart Starting a new career in RE, ADVICE?
25 February 2021 | 8 replies

Hello, I'm Brandy! My long term goal is to be an investor, but as a beginner, I'd really like to start a new career in the RE world at least. (I'm currently working in healthcare.) I would like to still make an annual...

Dennis Osendowski Occupied Auction.com Property/Hudson Homes
9 October 2022 | 1 reply

I am just about ready to pull the trigger on an occupied Auction.com property and while I hope for the best I would like to prepare for the worst. Would love to hear others experiences whether good, bad, or ugly and a...

Alex Hall What constitutes full time residency
22 October 2019 | 6 replies

What is the legal definition of full time residency once you’ve purchased a property under an FHA or conventional loan? Does it differ from bank to bank in regards to the conventional aspect? Would 178 days out of a y...

Sam Stabler DTI Question for Underwriter- HELOC's
30 October 2019 | 11 replies

Hi Guys,How do underwriters calculate a HELOC on the DTI calculation during a 10-yr draw period?1) Do they include the actual Interest-Only payment reported on the Credit Report?2) Or do they term out/fully amortize t...

Joe Maron Self-employed underwriting: 25% rule "loophole"?
31 January 2019 | 5 replies

Hello folks! I have a question about getting a mortgage underwritten as a newly self-employed person.I recently decided to leave corporate hell and started a one-man, one-owner corporation. I pay myself a base W2 inco...

Jason Tuscano purchasing rental property in low income area
28 November 2019 | 7 replies

hello, first post here. I'm in a somewhat unique position. I currently own a home and pre approved for a HELOC of 60k. I don't make a ton of money on the books or in general but I hustle when I can and should have aro...

Nam Nguyen CPA recommendations for someone with properties all over?
23 January 2018 | 6 replies

Hello!Enlisted USAF guy here.  I'm stationed in Northern VA, but my home state is in TX.  I've got 2 rentals in Fort Walton Beach, working on 3 SFR in Houston, TX, and also paying a mortgage in Chantilly, VA.Does anyo...