Sean Murphy
Capital Gains on index Funds
I understand when you sell index funds, as long as you hold your fund for a year or longer, the tax rate is long-term capital gains.My question: When I continually buy shares of VTI (Vanguard ETF) on a monthly basis, ...
Felix Torres
What's the meaning of cash?
Hi Everyone,I always hear about cash transaction, but also hear about investment products associated with them. Can someone explain what the meaning of "cash" means in real estate? This question might sound obvious, b...
Ducote Kiernan
Using home equity as a down payment.
I own my home free and clear and I have a real estate deal that looks really promising. I wanted to know if I could use the equity in my home as collateral for the down payment? I don’t mean a HELOC or a home equity l...
Yuriy Skripnichenko
June 2020 Housing Market Update
Hi all, New report from Bright.With the Philadelphia Metro real estate market open and buyer demand strong, new pending home sales exceeded 10,000. Closing volume improved by a record 31.9% from May, but it was still ...
Brandon Beaudoin
Cash-out Refi on Condo-tel
Hello BP fam!My wife and I closed on a vacation rental in the Panhandle last month despite being thrown an underwriting curveball 3 days prior to closing (they wanted another 10% down to total 30% or pay off our vehic...
Ibrahim Yamini
Solid Equity vs Appraised Equity
I’ve read a few books and seen endless YouTube videos on equity but I wanted to know if there is a different name for certain types of equity. If there are, I must have overlooked them. Let me explain I bought my hou...
Cole Britting
Refinancing FHA Loan
Can you refinance an FHA loan without an 80% LTV? I know that is the general rule of thumb, but I am wondering if there are some exceptions. I know there are conventional loans where you can have a low down payment (a...
Jameson Tanner
Buying My First Duplex
Hi all,I am a very new investor trying to get into the real estate game. I have been soaking up the BiggerPockets webinars, books, etc and feel confident in my ability to analyze/offer on deals.I have a few duplexes I...
Scott Neenan
Contract for Profit Split
Hey everyone! Very new here and looking for guidance. Myself and 2 friends have been taking care of a home for my friend's parents and are looking to sell it. We've discussed how we're going to split the profits and a...
Yvey Ortiz
Closing delay what should I do
First closing date aug 26 the August 28 now September 4 Closing delay and I'm clear to close came to find out lender didn't lock rate and missing disclosure no CD was sent to me but he got fired my case file it's all ...