![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1631405/small_1621514315-avatar-ivanp47.jpg?twic=v1/output=image&v=2)
Hi everyone,I wanna ask how you guys insure your real estate and what company to insure with,I have 3 duplexes and 1 fourplex ,just got off the phone with progressive with a shocking quote, wanna ask how much on avera...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2483447/small_1694632483-avatar-preetit4.jpg?twic=v1/output=image&v=2)
I own a 5 unit apartment building in Berkeley, CA. A long term tenant wants to play the role of onsite manager. She claims that the laundry room and trash cans needs upkeep.She offered this service to get some discoun...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1770618/small_1621515459-avatar-pjwatts1212.jpg?twic=v1/output=image&v=2)
Hi, I heard Pace Morby on BP Podcast talk about wiping a person's DTI 100% after 1 year simply by using a servicing company. This scenario would be if I took over a mortgage via subject to and the seller would not hav...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/193755/small_1694624635-avatar-sockhergizer.jpg?twic=v1/output=image&v=2)
Greeting,
Tenant of mine who has 2 months left on his lease just sent me a text saying he will be out of the property June 1st as he has to move out of state for his job where employment is more stable.
Curious how...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/624164/small_1621494049-avatar-cassandras11.jpg?twic=v1/output=image&v=2)
So today me and my maintenance guy come over to cut the grass and change out the thermostat and to our surprise there's all this water on the new vinyl plank flooring in the dining room. The eldest daughter, 14yo, st...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1837539/small_1694992376-avatar-kevinh576.jpg?twic=v1/output=image&v=2)
Good evening BP community, I’m checking in to get a few thoughts related to utilities being paid by the tenant. What’s the standard in Chicago for what utilities tenants are responsible for these days? I have a multi-...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2737600/small_1696127921-avatar-brittneyb50.jpg?twic=v1/output=image&v=2)
California - Ventura CountyI am currently in a rut with my HOA Board and the management company. Homeowners are expressing concerns regarding maintenance that needs to be conducted and the management company is insist...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/78909/small_1621415419-avatar-devlin.jpg?twic=v1/output=image&v=2)
Hi all, I just want a sanity check from the BP folks here.I just asked my dad to add me as an authorized user to one of his credit accounts in the US to help me rebuild my credit scores there (since I closed all my ac...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/107921/small_1694783995-avatar-kevin07070.jpg?twic=v1/output=image&v=2)
I want to start off by saying I am new to posting on this site but have been reading around for a while.I appreciate any help I can recieve.
What I Do:
I own a small property in florida that I manage myself, but I al...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/163471/small_1621420507-avatar-jafsga.jpg?twic=v1/output=image&v=2)
My rentals are in NY state. I recently had a tenant move out after 18 months. The place was left in fair condition. I still spent several hours putting in light bulbs, batteries in the smoke alarms and CO detect...