Hello! My name is Ian. I joined Bigger Pockets after reading Brandon Turner's "Book on Rental Property Investing" and "Investing with No (or Low) Money Down." I am an artist at heart, but have recently been bit by a f...

Can someone explain owner occupancy and lending to me? I had a real estate agent say that FHA loans can't be used to finance duplexes because of something called "owner occupancy" and that you don't occupy the full pr...

So I just recently purchased my first investment property, and during the process, the mortgage lender was trying to nudge me into getting the loan as a secondary residence (stuff like: "You'll get a lower rate, you c...

Whenever I speak to an insurance agent about a property I’m interested in, they’re unable to give a quote without it being livable. I even had agents ask for proof of a lease first …How am I supposed to accurately ...

Hi everyone! I currently have one property that I own and live in with my wife that I used an FHA loan to acquire. I’m now working on finding another property to purchase using a VA loan. I will rent my current proper...

Good morning BP community. Looking for advice on how to structure financing for a deal I have under agreement. Background on me is 1 multi-fam in Boston and a vacation rental on Cape Cod - both cash flow positive sinc...

Question for you smart bears out there -- How do folks a) reduce their tax exposurewhile simultaneouslyb) continue to qualify for financing for bigger and better deals (as they continue to do deals)? For example, my d...

Hello everyone, I need your advice. There's a motivated seller of a commercial property who has a $300,000 construction loan on the property. The property is close to completion, the seller is asking for $1, 700, 049 ...

Hello. I would like to get some ball-park pre-approval numbers without getting a hard inquiry at this time. I can provide credit carma data and income data. Is there any one out there who can help and possibly work wi...

This strategy will help your customer to pay off their loan and avoid damage to their credit rating.

You customer may qualify if:

 Owner-occupant (rental or vacancy considered by lender on a case by case basis)
...