Freddie Mac only offers financing for single properties they do not offer 'Portfolio loans" meaning bundle them all into one loan.

Does any one have any leads on lenders who provide loan for groundup constructions and the criteria?

No.I provide cable channels (I'm not cheap and have nice properties) and have smart TV's where they can log into any of their streaming services.

@Timothy Frazier  This will be tough as the HML will want a 1st position loan, but so will the other lender providing the rest of the funds. 

Can you provide more clarification?

The loan is with you, not with your tenant, so none of that means anything to them - in fact because you live in one unit and it's under 4, if you were self-managing you don't even have to abide by fair housing laws (at least on the federal level). 

has anyone had positive/negative results in dealing with a company called 212 Loans?

They simply do Fannie, Freddie, FHA, VA, and USDA loans.

Hey @Patrick Braswell  You shouldn't have any issues getting a DSCR loan as long as you have at least 1 borrower who owns 20 to 25% of the property, or if a couple of you can get to that level combined. 

They do minimal at best verification of the data the applicant provides.