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Updated almost 8 years ago on . Most recent reply

Dmitriy Dorogan's profile image
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Dmitriy Dorogan
  • Investor
  • from Brooklyn, NY
  • Member since Dec 17, 2016
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Dmitriy Dorogan's profile image
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Dmitriy Dorogan
  • Investor
  • from Brooklyn, NY
  • Member since Dec 17, 2016
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Dmitriy Dorogan
  • Investor
  • Brooklyn, NY
2
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10
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Private Lending & Conventional Mortgage Advice

Can anyone out there get me pre-approved using stated data?

Dmitriy Dorogan
  • Investor
  • Brooklyn, NY
Posted

Hello. I would like to get some ball-park pre-approval numbers without getting a hard inquiry at this time. I can provide credit carma data and income data. Is there any one out there who can help and possibly work with me in the future? Thank you.

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Jeff B.'s profile image
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Jeff B.
  • Buy & Hold Owner
  • from Redlands, California
  • Member since Oct 28, 2015
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Jeff B.
  • Buy & Hold Owner
  • from Redlands, California
  • Member since Oct 28, 2015
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Jeff B.
  • Buy & Hold Owner
  • Redlands, CA
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Jeff B.
  • Buy & Hold Owner
  • Redlands, CA
Replied

Hmm;  Stated Income was a primary cause of the 2008 meltdown via the 125 Loan Programs (aka Country Wide and some others).  Dodd-Frank was put into place to stop these abuses.  It should be nearly impossible today to get a loan on Stated Income and thus a pre-approval on  that bases would be unlikely and certainly untrustworthy.

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