Sam Shin
POLL: Refi at 4.125% or 3.25%
I got a couple of quotes from my mortgage broker on a refinance to go from my current non-VA ARM mortgage at 4.25% to a VA 30-yr conventional at:4.125% interest with 2.83% credit or,3.25% interest with 0.983 credit.My...
Raymond Ng
First-time Homebuyer without a Job
Hey BiggerPockets Forum,
I'm looking to purchase a first-time home, multi-family ideally, for investment purposes, however I have left my job in January of 2020 am having issues applying for a loan. I have a majority...
Brendan Chase
Traditional Bank Financing
I currently have separate 20 year commercial loans for each of my rental properties that I recently refinanced. I’m looking to purchase another rental property- I’m looking at a duplex and also a triplex - and am wond...
Da'Shawn Murphy
Can Newbies With Nothing, Offer Others Help?
Hey everyone! I commonly go as Murphy and is kind of new to Bigger Pockets. I have listemed to tons of podcasts and you all's stories and I have had a passion in real estate for a few years now. Hearing all of the gre...
Nate D.
Should I refinance now or wait?
Hi BP Friends!I've got a question regarding the timing of a refinance and purchase and how my credit scores will affect my ability to obtain financing:Background:1. My wife will be a co-applicant in both cases2. I wa...
Christian Solinski
What are your experiences/opinions using a FHA Loan?
Hello BP,What are your experiences/opinions about using a FHA loan over conventional financing? Which scenario is better, in your opinion: (1) waiting a couple years to come up with 10-20% for a down payment or (2) ge...
Matthew Kroetch
New To BP (Northern VA)
Hi BP Community,My name is Matthew and I've spent some times on the boards but have never posted. I'm currently a RE investor and a full-time high school teacher. I live in the Northern Virginia area but own propertie...
Kyle Gautreau
Passing Operating Expenses To Tenants?
Hi All, My question is in regards to operating costs (heat, snow removal, and landscaping) for multi-family buildings in New England, and if/how owners are passing these costs off to tenants. Back story: My area is ...
Marco Chaidez
What is Better ? A self Directed IRA or Solo 401k for RE
I am in the expansion process of my RE investing company and need to reduce my IRS Taxes.What is Best to use ? A. Roth IRA or Solo401k ?
Long Nguyen
Looking for advise—thinking of selling my home for a 4 plex
Hi guys,Im looking for advise. Im thinking of selling my single family home, which i purchased last year, for a 4 plex. The house was built brandnew last year in a new development. It has 5 rooms; 2 of the rooms are i...