Jon Razon
FICO impact...which to do first? HELP!
I want a to bolster my FICO score and I have two big accounts that are both current. I want to get rid of one by paying them off:
1. School Loan (US DEPT of EDUC) - $50K - paying $500 a month (basically onl 1/3 of th...
Di Ye
One of a rental applicant couple has lower credit
Hi! What do you guys do if a couple apply for your rental unit, one of them has a great credit score, and the other one doesn't?
Pete Woelfel
What's so special about a 600 Credit Rating
I'm a super small fish renting out a 3 BR 1 BA 1000 sq/ft property in a nice but modest area in Milwaukee. I have been involved in REI for just a couple years and have not experienced many vacancies. I have had 100+ ...
Trace P.
Applying for LLC Business Credit Card
Hi!
I am the sole owner of my LLC and want to apply for a business credit card to fund all my LLC purchases. I however do not have a credit score (I am not a US citizen and do not reside in the US), hence I plan to a...
Holly Groseth
How to BRRRR without hurting Credit?
My husband and I noticed our credit scores dropped significantly because we have “too many new accounts open” (i.e. too many recent mortgages) and “too many inquiries” within the last 6 months. But every time you BRRR...
Bhaskar Upadhyayula
Prospective tenants with low credit history
Hello All,I would like your advise on renting a property to prospective tenants with low credit history. I'm trying to rent a SFH in Austin for prospective tenants with low credit history (600 and below). Their income...
Summer Noyes
Experian has conflicting FICO score with Cozy?
Hello All,I have my first rental and decided to go with Cozy. Not sure how I feel about it so far. My biggest concern is that I encourage my applicant to first check their free credit score directly at Experian to mak...
Jose Falconett
Pre-approving hard inquiry affects on credit
A lot of forums and even a local agent I spoke to said that i should find out what I can finance before I utilize the agents service of scouting a deal. This makes sense, so upon questioning whether or not the mortgag...
Maria Apostolova-Mihaylova
Changing tenant screening criteria mid-marketing
Hi everyone, One of my units has been vacant for 6 weeks now and I want to try to lower the credit score requirement to see if I get more traction. This is a C class, my minimum requirement is 600. It is not posted b...
Danny Chan
Changing Tenant Screening Requirements?
Hello,I am trying to help my sister rent out a unit in her building in a class B area, but we are having trouble finding the right tenant. We followed suggestions and set up minimum screening requirements, one of whic...