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Results (10000)
Jermell Shavers How can penfed say my credit is 622!! But my bank says it’s 691 ?
30 June 2020 | 4 replies

I don’t understand how banks can be so different ?

Sandra Kourouma Is mortgage for a househacking obtainable with low credit?
21 October 2019 | 19 replies

Hi, I am looking to get started in RE, specificaly by househacking or a buy & hold strategy. However, i don't have a lot of funds saved and my credit is a work in progress. Is it advisable and even possible for me...

Ken Wang Ask experience for bed credit applicants
10 April 2019 | 15 replies

(typo, I meant bad not bed credit... the system won't let me edit the title afterwards, :p )Dear friends,  I have an applicant for my rental property.  Everything seems ok. The applicant has a stable job (UPS for 27 y...

Fred Derst How to judge renter credit checks results?
28 May 2014 | 13 replies

How do i judge a renters credit check results?

How do i tell a good renter from a bad one based on credit report.

Is there a minimum credit score they should be that tells me how bad they are?

Try...

Robin Simon Real Estate Investor Financing 101: FICO
2 October 2022 | 0 replies

adopted from a twitter threadOne of the most important numbers to determine your
✅Eligibility
✅Rates
✅Terms
✅Points
on a loan for your investment property is your qualifying credit score (or FICO)
"FICO" itself ...

Nicole A. Credit check service when renter has no credit
31 August 2013 | 21 replies

I've been using https://www.tenantbackgroundsearch.com/, which I think is connected to the MySmartMove site and I came across an issue. One lady was going through the process of verifying herself and the online sys...

Miguel G. 0% APR Credit Cards with balance tranfer and checks
3 December 2018 | 15 replies

I am buying a few properties using different banks but I'm running short on cash for the downpayment. I should be able to pay off the downpayment in less than 12 months but I need the money now. What credit cards have...

Matt M. Do school loans using 48% of my revolving credit impact my ability to get a house?
28 February 2013 | 20 replies

I checked out my trans-union report, and it said that like a measly $7,000 in sallie mae loans that I took out a few years ago are utilizing 48% of my revolving credit. Isn't that going to hurt me when it comes time t...

P. Martin Owner Occupied Condo. Mid 600s scores. 1099 contractor
19 May 2015 | 7 replies

I'd like to purchase a condo to use as my primary residence for ~80k. Last year I had a w2 job, but am now working as a 1099 contractor. Credit is mid 600s depending on where I am looking.  Suggestions on how I could ...

Edlyn Gonzales Tenant screening requirements question
5 March 2024 | 4 replies

We have an application for one of our apartments with 2 tenants. Our minimum requirement for credit score is 580. 1 of the applicants credit score is 558 (this person makes majority of the income) and the 2nd person h...