Hey Lender Friends,

Do you specifically know which version of the FICO score you use for qualification? — i.e. FICO score 5, FICO score 8 etc. — Is it typical for a lender to know or not know which one they use?

Hey, everyone!So this is my first post here on Bigger Pockets and after listening to several of the shows, I'm very confident that the community here can help me out! This situation is this: I own an LLC with my two b...

We have a few HELOCs with 97% - 99% utilization rate with balances in the range of $70K - $200K. How do these affect mortgage FICO scores 2, 4, 5? I keep reading completely conflicting advice where some sources say HE...

I just started managing one of my rental units after a several year hiatus (it was managed via a property manager during the interim). 
I'm screening applicants for a vacancy, and I noticed something odd. I pulled wh...

Hi,What credit score are lenders actually looking at? My FICO score says one thing. Credit Karma says another score. And I called a lender for a possible refiance and they had another score. My FICO score is the highe...

I'm looking for some creative ways finance this deal. I have a 5,600 sqft farm house that currently coast $350,000. That rents out some units totaling $3800 monthly and brings another $2000 from the farm. This propert...

Hi, I have a couple who applied for one of my units. I have not had the best gut feeling about them from the beginning.  After running their applications (background check, credit, etc.) everything has come back satis...

Hi BP! I was talking to a friend of mine about credit. He says that each person is worth a certain amount of credit based on their income. Here was his example: Say you make $70k per year. You are then worth $200 in c...

Im 21 and don’t have a very long credit history to begin with. I got started with real estate about two years ago. Since then I’ve bought one duplex, I bought my own house and also applied for multiple credit cards (w...

Good evening bp community hope all is well. Question do  credit matters more the  deal on dscr loan and what credit score is recommended. Thanks bp community for your help.