I'm applying for a second mortgage with my wife as a primary residence with a direct lender. I remember on our first mortgage (using a broker), our credit score report was given back showing the same credit score mode...

As I'm closing in on my first rental property, it occurred to me that any rent checks are going to be written out to my name since I'm managing the property.  I haven't been in any hurry to set up a business entity si...

Getting ready to do my first sms marketing campaign. For those of you who have done it in the past, would you scrub the list as if you were cold calling them? Or do these rules not apply for SMS?ive heard some people ...

I noticed a lot of associations do not allow <30 day rentals. My question is if I was going to do a mid term rental, would there be any benefit to using AirBNB as a host as opposed to my traditional property manage...

Hi,Is there anything illegal about sending someone a letter stating you want to purchase there property? For example, if one looks at an empty or non-empty property is it illegal to send that property owner a handwrit...

I am new in Real Estate and was approached by a money lender in a FB group page. He told me he could finance my first real estate deal at 4% on the loan. I liked the interest rate but I asked him what were his terms a...

We all hear about those great rates being advertised on TV, the radio, and those annoying ads on any social media platform because EVERYONE is tracking you. You hear or see the "30 years fix rate at 2.75%! Call now!" ...

Is anyone familiar with Credit Counciling Progams? I've never used one before b/c i've had good credit for many years and have kept my CC balances at a minimal. I've now bought my third property (Cash). Lines of ...

Dear fellow Idaho landlord,
 I was contacted tonight by Senator Doug Ricks to see my thoughts about a bill idea that Senator Rabi is trying to put together that would hamper landlords. The bill idea includes:
1. M...

I gotta ask. Why in the world do all these goofy commercial lenders use DSCR calculations as part of their guidelines yet so many of them calculate it differently?Why don't the moronic lenders just change the dscr num...