BLUF: Is the below Homeowners Insurance (HOI) coverage adequate for a $700,000 personal home with an attached one (1) bedroom multi-generational unit (aka: mother in-law suite)? Coverage F Medical seems low...
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Not sure if anyone work in an insurance company or have experience making claims on insurance. I currently own a 2 family house which started as owner occupied insurance coverage (HO-3) but I moved out of the house a...
We are about to rent out our first house, (not by choice). I have been toying around with idea of switching to landlord insurance in hopes in my cover us better as well as possibly lower our insurance cost in our escr...
Hi BP,
Buying very first property EVER in Long Beach, CA - duplex non-owner occupied. I'm shopping for insurance and just not certain what kind of coverage I need.
I'm doing a 3-4 month rehab so much of the propert...
I am trying to buy home insurance for 2 duplexes in Columbus. One of them has roof repairs recommended per the inspection report. However, adding roof leakage coverage will double the insurance premiums. From what I r...
I am buying a rental house that has a detached garage in addition to the attached garage. Should I get additional structures coverage for the detached garage? And if so, how should I determine the coverage amount?
Neither of the two insurance companies I use for my rental properties offer a Unbrella policy. State Farm and Erie.Any suggestion s if you have over the 4 property limit.Thanks
Hello Members,Hope all is well. I recently bought a SFR as an investment property which I'm going to make some immediate repairs to in order to reside here. FYI, roof leak, a couple of broken windows, partially collap...
I have seen this requirement on some property mgmt. websites. My insurance agent recommends that I require it.I always have recommended it to new tenants, but none ever have bought it, to my knowledge.What are your t...
Looking for insurance companies or insurance agencies that Will provide insurance in Pennsylvania for single-family rentals. ?