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Is adding roof leakage coverage worth the extra premium?
I am trying to buy home insurance for 2 duplexes in Columbus. One of them has roof repairs recommended per the inspection report.
However, adding roof leakage coverage will double the insurance premiums. From what I read in the forums so far, most people recommend not to claim minor roof leakages to insurance company to avoid premium increases.
In that case, is it worth it to carry roof leakage coverage or just go with basic home insurance.