Pyrrha Rivers
Credit Karma
Does anyone here on BP have personal experience with Credit Karma free credit reporting service?Thanks,Pyrrha
Brian Pleshek
TransUnion Smart Move
What is your opinion of Trans Union Smart Move credit and background check service? Has anyone used it? Do the reports give sufficient information to make a good decision?Do you collect the $35 from the tenant and r...
Sam Alegria
Should I be worried about Credit Inquiries?
I have 7 Credit Inquiries right now. I got 6 last year from looking for a personal home for over 9 months before having to halt my search. Now I'm looking to invest in real estate and just got pre-qualified for a loan...
Marcel B.
FICO Score: Best way to increase it.
Hello,I plan on buying my first multifamily this summer with an FHA loan. My lender said that I need a min. 650 FICO score and that they "take the middle score". My scores are as follows:Experian FICO Score 2: 586Expe...
Bridgette I.
Are there really consumer FICO scores and lender FICO scores?
Experian says my FICO is 816. My lender showed me my credit report that she pulled and Experian says my FICO is 695. When I asked my lender about this, her reply was that there's a consumer FICO and a lender FICO th...
Justin D Schwartz
Credit Problems?
Liz Weston: The best ways to build credit nowNEW YORK – Oct. 18, 2016 – Once, building credit meant taking on debt – sometimes expensive debt like a car loan or a credit card with a high rate.Today, it's possible to ...
Corey Dutton
What Does FICO Really Mean? Will FICO Credit Reporting Software Have to Be Overhauled in the New Economy
Many people don’t know that FICO is a company that provides a credit reporting software that is widely used. With so many people having major credit issues as a result of the financial crisis, the FICO credit reportin...
Lauren Hogan
FICO versus VantageScore?
Hi BiggerPockets - This question is for the lenders on the site. I understand the differences between a FICO score and a VantageScore. Which do you prefer loan applicants check prior to applying for a loan? and WHY?! ...
Najib Aden
Building Credit
Hey BP-ers ! I'm a newbie so be easy on me. Someone told me that the best way to build your credit is to make small payments on your credit card bill instead of fully paying it off.If that's true should I make small p...
Account Closed
No Fico score renter =585 Fico more or less?
How do you equate a potential renter with no fico with a low fico potential renter? For me anyone with a fico below 560 is probably a life long deadbeat, and anyone with no credit file, probably is also a dead beat, b...