![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1116242/small_1621509130-avatar-matthewc290.jpg?twic=v1/output=image&v=2)
I am writing to try to start a thread about the current and future lending standards in the mortgage world. I would love to know what FHA loan requirements lenders are asking for currently (i.e. what credit score, deb...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1366691/small_1694592196-avatar-dakotag6.jpg?twic=v1/output=image&v=2)
When it comes to commercial lending will they approve you based on the income of a property or will they also take into consideration your debt to income ratio. My mother has a 7000 sq ft shop that isn’t being used as...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/176822/small_1621422056-avatar-fieldengineer.jpg?twic=v1/output=image&v=2)
Hello everyone,
For owner occupied mortgages, are there any exceptions? Could one of my kids, nephews, or parents live in the home instead of me?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/174218/small_1621421640-avatar-cgiannino.jpg?twic=v1/output=image&v=2)
I am a newbie here and want to eventually be a landlord in the future. I spoke to a insurance agent about renters insurance and he stated how I should put in the lease that I require the tenants carry renters insu...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/192478/small_1621432232-avatar-rz_southfl.jpg?twic=v1/output=image&v=2)
Hi All,
I am interesting in purchasing a multifamily property with an FHA loan. I've seen multiple requirements from different websites. The one that I'm concerned about is "2 years of employment" or "2 years...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/200103/small_1621432738-avatar-veritasre.jpg?twic=v1/output=image&v=2)
I'm just getting into property management as my mortgage business has started to slow down over the last couple of months.
For those of you in property management (or even landlording), how much cash reserves...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/190494/small_1621432099-avatar-nise_properties.jpg?twic=v1/output=image&v=2)
So renting out my single family again and I have a couple qualified applicants. Just coming across some things that I havent had to deal with yet. My previous tenants moved in the first of the month.So I charge $925...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1698424/small_1696221362-avatar-kristinh50.jpg?twic=v1/output=image&v=2)
Hey there- real estate investor here from Virginia. I have an LLC that I use to put properties under contract, close on them, sub-contract work needed, and resell. All in the LLC name. The county I live in advised I’m...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/708062/small_1695351633-avatar-aaronm108.jpg?twic=v1/output=image&v=2)
Hello, I am interested in the House Hacking Strategy where you buy a home-- rent it out while living there and then transition to another property using the fact that you are moving into the new property as a primary ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2013939/small_1696997255-avatar-joshross335.jpg?twic=v1/output=image&v=2)
I am a multi family investor and considering branching out into STRs, but absolutely green. I’ve been looking around all the different markets and associated regulations and see that there are a lot of markets that re...