I've recently been using some of those "0% Balance Transfer" cards to help fund my deals. They have a 0% introductory rate for 12 months or so, and you pay 3 points up front. That's incredible compared to hard-mo...

DTI is calculated by adding up all of your monthly bills and dividing it by your monthly income before taxes, then, multiplying it times 100. For example, (2000 ÷ 7000) x 100= 28.6%. Knowing this will give you a bette...

I'm looking to use a personal line of credit towards a down payment on a rental.If I get a personal line of credit, say $50k, and the repayment on it is 1% principle + interest, what is used to factor into my DTI for ...

Anyone else struggle with completing the BRRRR process due to a small loan amount? I have to BRRRRs in play right now, but I can't find a lender that will cash out refi a loan <$75k to save my life. Anyone else sha...

I bought a house at a foreclosure auction on May 27th.  I decided not to contact the foreclosed upon owner (who lives in the house) about moving and redemption rights before the district court approved the sale. The N...

In an effort to lighten the topics in here away from political discussion a bit, and to deal with a practice that appears to be getting popular I'd like to make an observation on the unfortunate demise of David Carrad...

ALright, was asked today to meet this Saturday with a coworker. He has some "play money" and he wants in on my wholesale startup business. He wants to wholesale and fix and flip.... Should I discourage him from using ...

Awhile back I let my neighbor use a Lil piece of my land to make a garden on which he was trying to get me to rent it to him for 25 dollars a year😂 yes a year. I also let him run waterlines across my land to his trail...

My partner and I have recently decided to hold a new build that we were originally planning on flipping. Our plan is to refinance the property and leverage the equity (and also take out an equity line to use like cas...

Hi all,I am working on evaluating a 12 unit opportunity near downtown Charlotte, NC (just out of curiosity). I want to see if my rough estimates/valuation matches the communities perspective on whether this would be a...