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Updated over 6 years ago,

Ryan Moore's profile image
Ryan Moore's profile image
Ryan Moore
  • Rental Property Investor
  • from Phoenix, AZ
  • Member since Jun 1, 2015
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User Stats

224
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50
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Ryan Moore's profile image
Ryan Moore's profile image
Ryan Moore
  • Rental Property Investor
  • from Phoenix, AZ
  • Member since Jun 1, 2015
Connect
Ryan Moore
  • Rental Property Investor
  • Phoenix, AZ
50
Votes |
224
Posts
Private Lending & Conventional Mortgage Advice

How does a personal line of credit affect DTI

Ryan Moore
  • Rental Property Investor
  • Phoenix, AZ
Posted

I'm looking to use a personal line of credit towards a down payment on a rental.

If I get a personal line of credit, say $50k, and the repayment on it is 1% principle + interest, what is used to factor into my DTI for the mortgage? Is it minimum monthly payment? Or does the entire balance play into this?

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