I recently got approved for two loans totaling $48k. I was thinking of using about $30k to pay off my car loan, credit cards, renovate current home (putting up for rent next year) . Then I would use the rest to try an...

I know that opening a new line of credit will hurt my FICO in the short-run, but will raising my credit limit on an existing credit card have the same effect? Would it count as "new credit"?

Hi, I’ve read elsewhere (still looking for link) where FICO treats HELOC amounts > $35K more favorably than lesser amounts. IIRC, this has to do with calculating how the HELOC amount factors into your debt service...

I went from no credit with 2000$ available credit to a 750 credit score with 100k available credit in 2 years. I started 2 years ago with no credit and having a hard time getting 2 1000$ credit cards from my 2 banks. ...

My husband and I are in the process of closing on our first investment property (but it is only under my name). We want to refinance our primary residence at the same time (under both our names). However the lender ha...

what advise woud you give me on the following senario.I’m in a mountain of debt, 2 credit cards max out totaling $38K and owing financial institute. My wife Credit card is also max out. The reason I have these depts w...

any advice will help...my hurdle is need 620 credit score....have 610....dontknow what else to do to get points up...opened a credit acct....frustrated....just refi'd on primary house FHA....so now conventional requir...

My wife and I both have 800+ credit scores (thanks Dave Ramsey).  No debt besides a mortgage for less than 50% of our $300+K primary residence.  (Thank again Dave)  $90K combined income.  Recently caught the REI bug a...

How many of you out there use a Credit card for your investing BIZ or personal life? My wife and I don't use them because of the Dave Ramsey movement, but now that we are doing well with money I might consider it?  wh...

Hi all, would there be an issue with respect to taxes with paying for a furnace replacement in a rental unit using a personal credit card and then paying the debt using a business checking account where I receive the ...