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Updated over 14 years ago on . Most recent reply

Mark Beekman's profile image
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Mark Beekman
  • Investor
  • from Phoenixville, PA
  • Member since Jan 6, 2008
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Mark Beekman's profile image
Mark Beekman's profile image
Mark Beekman
  • Investor
  • from Phoenixville, PA
  • Member since Jan 6, 2008
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Mark Beekman
  • Investor
  • Phoenixville, PA
18
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257
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Personal Finance

Will Credit Limit Increase Hurt My FICO?

Mark Beekman
  • Investor
  • Phoenixville, PA
Posted

I know that opening a new line of credit will hurt my FICO in the short-run, but will raising my credit limit on an existing credit card have the same effect? Would it count as "new credit"?

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Jon Holdman
  • Rental Property Investor
  • Mercer Island, WA
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Jon Holdman
  • Rental Property Investor
  • Mercer Island, WA
ModeratorReplied

I was told to ask if they will examine my payment record and give me an increase without making any inquiries. You don't want any inquiries. Those will hurt your score.

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