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Results (10000)
Stefanie Brown Does a home have to be your primary residence with an FHA loan?
24 May 2021 | 3 replies

My husband and I are considering homeschooling our kids and purchasing a home in another state (4 hours away) and being able to split our time between our two residences. Our first home is seller financed and we were ...

Chris Roberts Qualifying STR Income For Refinance
8 June 2023 | 3 replies

I'm trying to get a HELOC on my primary residence but am having trouble because my DTI is too high due to the mortgage on an STR. It has significant rental income for 2023, 2021 and 2020 (none for 2022) but since it d...

Bagus A. HELOC on Investment Property VS Residence Property
29 February 2024 | 2 replies

Hi all,I am thinking to utilize HELOC on the next purchase. Any thought on getting HELOC between our own Investment Property VS Residence Property (the home that we live on). Pros and Cons ?. I appreciate your opinion...

Dustin Sanders DTI Help - STR & LTR
9 March 2022 | 2 replies

Hey BP, I currently own 5 properties & I have a 6th property under contract which will be a STR. All properties have conventional loans. Of these 6 properties, I will have 4 STRs (currently house hacking my primar...

Asher Anthes How many mortgages can you have?
2 August 2013 | 15 replies

I've heard 4 and 10?

What I'm thinking about doing is buying a house once a year moving every time, so essentially I would have 4 OO financed rental properties. Each time cash out refi-ing up to 80 or 90% and using ...

Stephen Gibson Jr New construction timelines for financing
16 January 2024 | 3 replies

Hey there, I am currently in the process of buying my first property, I have an offer accepted on a new construction that is estimated to be completed in April. I have paid the earnest money and some lender fees. My c...

Charles Heyward First-Time Home Buyer Tax Credit for Service Members Extension
6 June 2010 | 2 replies

It looks like the whole real estate market is now waiting to see what's happening with the first time home buyer's tax credit. The deadline is approaching and no big news about the extension or expansion.

There was a...

Will Payne Can anyone out there give me a definition of capital gains tax?
15 November 2019 | 11 replies

I’m wandering if someone out there can talk to me about capital gains tax and how that would come into play when owning investment properties? Would there be a time to sell and a time to hold based on capital gains tax?

Jonathan Roldan 1031 Exchange Questions
22 November 2021 | 6 replies

I looking into doing a 1031 exchange on a single family residence (rental) into a multi family (rental). I was talking to my property manager about this and she stated that if I do a 1031 exchange within the first two...

Ada Li Mortgage Questions - Home Ready / Home Possible vs FHA
21 July 2022 | 5 replies

Hi there! 
1. What counts as income? Are bonuses included?Home Ready and Home Possible have Avg Median Income limits (Philadelphia $84K)- I meet this requirement if I don't include bonuses (from referrals and perform...