Vic Hartounian
Invest with Leverage or no leverage for rental income
I invest for cash flow...Every pro advises to leverage...I get it when the market is going up. How about when market is at the top or almost there. Isn’t dangerous to invest with leverage ? Just like the gains are mul...
Jacob Eddy
Leverage / Down Payments
We recently not only discovered BiggerPockets, but real estate investing in general. For over a decade, we've had a mindset of paying cash for anything and everything we own, except the house we live in. While we st...
Michael Lewis
LLC’s and leveraging
Hello fellow investors, quick question. I currently have 3 rental properties in my portfolio. 2 of which still have debt. All 3 are still in my name. I’d like to transfer them to an LLC however from what I understand ...
Joshua Kohl
Leverage and reserves
How comfortable is everyone with leverage? How much cash reserves do y’all like to have in case of emergencies?I’m just getting started. Im under contract on a duplex. I work full time currently and make good money...
Milton Rivera
Determining Leverage Levels
Hello BP,I was wondering how do you evaluate/determine your comfort level with regards to leverage. Typical SFH lender guidelines allow for (75-80%) leverage on properties and consider your debt to income ratio. Por...
Jenson Buttwerworth
Leveraged vs unleveraged
Hey everyone,I'm new to the BiggerPockets community. I am also new to the idea of real estate investing and more specifically earning income via rentals. My question is about choosing to go down the unleveraged path. ...
Amanda Louise Sanchez
Leverage and recession
I am a new investor with the goal of purchasing a duplex to houseHack in 2019. After hearing the latest episode (#311), it was advised to leverage as little as possible with the possibility of an incoming recession. M...
Noel Fleming Jones
Credit line leverage
I recently inherited a house worth about 100K; I'll have it rented soon.I'm self employed with good credit but a low net income.Would HMLs be likely to give me a line of credit on the property up to about 75K for doin...
Avery Goodman
~~~LEVERAGING 1.2M EQUITY~~~
My customer has roughly 1.2M equity in multifamily rentals, and his only debt is an 80k HELOC on his 190k primary residence. Taxable income the past 2 years around 38k/year, so how can he leverage some of that 1.2M e...
Chris Law
Leveraging Estate Property
I am new to real estate investing. Looking for some help.
My parents passed away and left me their house. It is fully paid for and I currently rent it out. Because it was part of their estate, and I am the...