Leverage and reserves

[Joshua Kohl]

How comfortable is everyone with leverage?  How much cash reserves do y’all like to have in case of emergencies?

I'm just getting started. Im under contract on a duplex. I work full time currently and make good money but currently my school loans are killing my DTI to get a conventional loan for the next two years (until I own my first property for two years).

Just trying to plan going forward for each property I get-Capex for roof/hvac and two months rent in reserves is what I was planning on before I get leveraged with a new property.

Thoughts?